Madokotala akutali akhoza kubwera posachedwa ku ofesi ya namwino wakusukulu.
Kuyambira pa Seputembara 1, lamulo latsopano lidzalola madokotala kuti azilipidwa powona ana pamtundu wovuta wa macheza pavidiyo, malinga ngati wophunzirayo ali pasukulu ndikulembetsa pulogalamu ya boma ya Medicaid ya anthu osauka ndi olumala. Othandizira lamuloli akuti zitha kutsogolera masukulu ambiri kuzungulira boma kukhazikitsa maofesi a namwino omwe ali ndi zida zoyendera madotolo akutali - ndikupulumutsa nthawi ndi ndalama za makolo.
Iwo ati akuluakulu sayenera kukhala ndi nthawi yopuma komanso kuti ana asamapite kusukulu kuti akalandire chithandizo chamankhwala nthawi zonse, monga ngati mwana ali ndi matenda m'khutu kapena totupa pakhungu, chifukwa luso lamakono limalola dokotala wakutali kuti azidwala matenda aakulu. khalidwe, nthawi yomweyo zokhudza odwala. Stethoscope yamagetsi imalola dokotala kumva kugunda kwa mtima wa mwana, mwachitsanzo, ndi otoscope ya digito imayang'ana khutu la mwanayo - zonse moyang'aniridwa ndi namwino wapasukulu.
Iye anati: “Simuyenera kusiya ntchito. “Sayenera kusiya sukulu. Sizikusokoneza kwambiri.”
Texas si dziko loyamba kulipira madokotala chifukwa cha telemedicine yochokera kusukulu kwa odwala a Medicaid. Georgia ndi New Mexico ali ndi malamulo ofanana m'mabuku, malinga ndi American Telemedicine Association.
Laubenberg adati adalemba kalatayi kuti athandizire mapulogalamu ngati omwe amayikidwa ndi Chipatala cha Ana a Health ku North Texas. Kumeneko, ana ochokera ku sukulu za kalasi ya 27 m'dera la Dallas-Fort Worth ali ndi mwayi wamagetsi kwa atatu othandizira zaumoyo - dokotala mmodzi ndi namwino awiri ogwira ntchito - pamene anamwino a sukulu amakhala pa maulendo. Mneneri wa bungwe la Children’s ati pologalamuyi posachedwapa ikula mpaka kufika m’masukulu enanso 30.
M’programu imeneyo, anamwino akusukulu—ogwira ntchito zachipatala amene sakhala ndi digiri ya unamwino—angayang’ane ana, ndipo, ngati ali ndi vuto lodziŵika bwino la thanzi, atumize zidziwitso zawo kwa Ana kuti akonze zokumana nazo. Pulogalamuyi pakali pano imathandizidwa ndi mphika wazaka zisanu wandalama zambiri za federal.
Ana akuti lamulo latsopanoli lilola kuti pulogalamu yake ikhalebe yothandiza pazachuma ndalama ikatha, ndikulola kuti mapologalamu ofananawo agwire m'boma lonse.
Julie Hall Barrow anati: “Thanzi la ana m’mapulogalamu athu silikhala [opereka chithandizo choyamba] kwa mwana aliyense amene adutsa pakhomo, choncho kuti pulogalamuyo ipitirire, tinkafunika kulipira ndalama zothandizira ntchitoyi,” anatero Julie Hall Barrow. , mkulu wa bungwe la zaumoyo komanso telemedicine pachipatala.
Mapologalamu ena angachitenso chimodzimodzi. Sukulu ya zamankhwala ku Texas Tech University yagwirizana ndi chigawo cha sukulu ku Hart kuyendetsa chipatala cha telemedicine chapasukulu kwazaka zopitilira khumi. Izi, othandizira akuti, zakulitsa mwayi wopeza chithandizo chamankhwala kumidzi yakumidzi kumpoto kwa Lubbock.
Richard Lampe, wapampando wa dipatimenti ya Pediatrics ku Texas Tech University Health Science Center anati: "Maperesenti makumi asanu ndi anayi mwazomwe mungawone m'chipatala cha ana ambiri, titha kuthana nazo ndi telemedicine. Anati izi zikuphatikizapo kuvulala kwamasewera, strep throat - komanso pakati pa ophunzira apakati ndi apamwamba makamaka, matenda a maganizo monga nkhawa ndi kuvutika maganizo.
Koma pali mafunso pansi pa lamulo latsopanoli la momwe masukulu angasankhire ophunzira omwe ali oyenerera kuyendera madokotala. Boma limangopereka madotolo powona ana ngati alembetsa pulogalamu ya Medicaid.
"Ndikuganiza kuti funso likupita, chimachitika ndi chiyani ngati mwana adwala ndipo alibe Medicaid?" adatero Quianta Moore, wofufuza pa Rice University's Baker Institute for Public Policy, yemwe adalemba za telemedicine yochokera kusukulu.
Izi zitha kudzutsa mafunso okhudzana ndi chilungamo komanso mwayi wopezekapo, a Moore adatero, chifukwa "kuchitapo kanthu pazaumoyo kusukulu ndikothandiza kwambiri."
Otsutsa ati kukulitsa kuyendera kwa madotolo akutali m'masukulu kungapangitse madokotala ambiri kuchita zamankhwala mosayenera kwa ana.
"Nthawi zina mumatha kukhala ndi dokotala yemwe sadziwa zambiri za mbiri ya wodwalayo kapena zomwe akudwala," atero a Lee Spiller, woyang'anira ndondomeko ku nthambi ya Texas ku Texas. Citizens Commission on Human Rights, bungwe loyang'anira matenda amisala osachita phindu. "Kodi mungayembekezere bwanji kuti mwana adziŵedi zoopsa, zowawa zawo, mbiri yachipatala?"
Spiller adatinso akuda nkhawa kuti makolo omwe adasaina mafomu ovomerezeka koyambirira kwa chaka chasukulu sangamvetsetse zomwe akulembera ana awo.
Ku Dallas, ku Uplift Peak Preparatory, wothandizira ofesi ya zaumoyo Ruby Jones adati makolo ena adasankha kusaina mafomu ovomereza, koma ngati ana awo adwala ndikubwera kudzamuona, amayesa kukambirana nawo za "chida chodabwitsa" cha telemedicine. .
A Jones anati: “Palibe chinanso chosangalatsa kwambiri mukamaona katswiri wamaphunziro akuyenda muholoyo nkunena kuti, 'Zikomo, Mayi Jones. Ndikumva bwino.'”
Mu Ogasiti onse, The Texas Tribune idzakhala ndi njira 31 za moyo wa Texans zidzasinthidwe chifukwa cha malamulo atsopano omwe ayamba kugwira ntchito Sept. 1. Onani wathu kalendala ya nkhani kwa zambiri.
The Texas Tribune ndi bungwe losalowerera ndale, lopanda phindu lomwe limadziwitsa a Texans - ndikuchita nawo - zokhudzana ndi mfundo za boma, ndale, boma ndi boma.
Kafukufuku waposachedwa ndi bungwe la US Chamber of Commerce's Institute for Legal Reform, kapena ILR, adatsimikiza kuti zotsatsa zingapo zodula kwambiri zomwe zili patsamba lodziwika bwino la Google, kuphatikiza mawu monga "maloya apamwamba kwambiri ovulala kwambiri" ndi "loya wa ngozi wa El Paso" , adawonongera maloya ovulala pafupifupi $700 nthawi iliyonse kasitomala wotheka akadina.
Ngakhale kuti ndalama zokwezekazi zawonetsa kuchulukirachulukira kotsatsa kwamaloya, ziwerengerozi zadzetsa nkhawa kwambiri pakati pa Texans omwe amaona kukhulupirika kwadongosolo lawo lachilungamo. Kunena zoona, kuchulukirachulukira kwa kutsatsa kwa maloya ovulala kukuwonetsa momwe zotsatsa zasokeretsa, ndikuyika umbombo patsogolo pa chilungamo. Kuphatikiza apo, njira yotsatsira iyi imatha kulemetsa makhothi ndi milandu yokayikitsa, zomwe zimapangitsa kuti achedwetse komanso kukana chilungamo kwa omwe ali ndi milandu yovomerezeka.
Malinga ndi kafukufuku wa Institute for Legal Reform, maloya ovulala ku United States akuti adawononga ndalama zokwana madola 892 miliyoni potsatsa pawailesi yakanema mu 2015, kukula kuchokera pa $531 miliyoni mchaka cha 2008. Ndalama zazikuluzikulu zomwe zidayikidwa pazotsatsa zodulazi zinali. zogwiritsidwa ntchito mu kafukufukuyu kusonyeza momwe maloya ambiri ovulala omwe ali ndi chidwi kwambiri ndi kuyika matumba awo m'malo mokhala ndi chidwi ndi chitetezo cha kasitomala ndi thanzi lake lonse ndi thanzi.
Kafukufuku wapano wopangidwa ndi US Chamber of Commerce adayika mizinda yosiyanasiyana ku Texas pakati pazambiri zamayiko otsatsa malonda ovulala. Kuwonjezeka kwa 68 peresenti kwa malonda a maloya ovulala pawailesi yakanema m'mbuyomu Kuwonjezeka koonekeratu kwa pafupifupi 68 peresenti pa malonda a pawailesi yakanema pazaka zisanu ndi zitatu zapitazi kunali kodziwika kwambiri ku Houston, Texas, kukhala pakati pa misika 10 yapamwamba yapawailesi yakanema ku United States. woyimira mlandu wotsatsa mu 2015.
Chifukwa ma Texans ambiri ayamba kutengera intaneti ndi kanema wawayilesi paumoyo wawo wambiri zambiri, ndizofunikira kuti anthu azitha kusiyanitsa pakati pa zinthu zonse zothandiza ndi kutsatsa kwamilandu kosokeretsa. Kuphatikiza apo, otsatsa ambiri ovulala omwe ali ndi vuto ayamba kuyesa kukopa zomwe ogula amasankha, kuwatsogolera kuti asafunefune thandizo lachipatala kuchokera kwa madokotala oyenerera, ma chiropractors ndi akatswiri azachipatala komanso kuwasokeretsa kumilandu yokayikitsa.
Anthu ayenera kuyamba kumvetsetsa cholinga chotsatsa malonda ovulala. Maloya ambiri ovulala akungochita zofuna zawo zokha, zomwe nthawi zambiri sizikhala zothandiza kwa makasitomala ndi odwala. Ma Texans akuyenera kuphunzira kudziteteza kwa omwe amalemba ntchito omwe cholinga chake ndikukulitsa maakaunti awo aku banki m'malo mothandiza omwe akuvutika. Makasitomala omwe ali ndi mafunso okhudzana ndi chithandizo chamankhwala ndi chithandizo chomwe akuyenera kulandira pakukhazikika kwawo ayenera kufunsa dokotala wawo, chiropractor kapena katswiri wamankhwala, osati loya wovulala. Pambuyo pake, anthu ayenera kudziwa zotsatsa zosocheretsa zomwe zimayesa kuwatsogolera kutali ndi akatswiri azachipatala.
Pafupifupi $900 miliyoni adagwiritsidwa ntchito chaka chatha zovulaza zotsatsa pa TV zokha, malinga ndi lipoti la US Chamber Institute for Legal Reform. Pa intaneti, oposa 90 peresenti ya mawu osaka 25 okwera mtengo kwambiri a Google akukhudzana ndi milandu, malinga ndi lipotilo, ndipo mitengo yamtengo wapatali imaperekedwa ndi kufunikira kwakukulu kwa otsatsa.
Chifukwa chiyani kulengeza 24/7 kwa oimba milandu? Kupanga �mamembala agulu� a maloya ovulala kuti abweretse milandu yayikulu. Kodi chimachitika ndi chiyani kwa odandaula mamiliyoni ambiri omwe amalembedwa ndi zotsatsa ndi maulalo a intaneti? Amagulidwa ndikugulitsidwa ndi opanga milandu ngati ng'ombe kapena chimanga chamtsogolo. Ndani amayendetsa malondawa kuti atsimikize kuti ndi oona komanso akhalidwe labwino? Monga momwe mungaganizire poyang'ana zotsatsa, sizimayendetsedwa konse � koma ziyenera kukhala!
Kulemba anthu odandaulawa kumaphatikizapo gawo limodzi la nkhanza za milandu � malamulo ochezeka amapangitsa kuti maloya ovulala alemere pamene amamanga milandu yambiri, ndipo chuma chamilandu chimagula pafupifupi biliyoni pakutsatsa pa TV kuti apangitse odandaula ambiri komanso milandu yopanga chuma. . Njira ina yonse yochitira nkhanza milandu ndi maloya ovulala omwe amaika ndalama zawo pazandale komanso kuthandiza andale omwe ali ndi mlandu omwe amathandizira kusunga malamulo osagwirizana � ndikuyesa kukhazikitsa atsopano. Zikuwoneka zovuta pang'ono? Sichoncho, ndipo taziyika ndi zithunzi zingapo Pano.
Chifukwa chake nthawi ina mukadzawona malonda ovulala omwe akukupatsani malangizo pazomwe mungachite, kumbukirani zinthu zitatu izi:
Simuyenera kukhulupirira zonse zomwe mukuwona m'dziko losayendetsedwa ndi zotsatsa za loya wovulala.
Kutsatsa kwa loya wovulala payekha kumatha kusokeretsa ndikuwopseza ogula pazinthu zofunika, monga chisamaliro chawo chaumoyo.
Milandu ya kuvulala kwamunthu nthawi zambiri imakhala yopangitsa maloyawo kukhala olemera, osati kupangitsa ozunzidwa kukhala athunthu.
CHILICHONSE CHIMAKHALA NDI ZOKHUDZA ZOKHUDZA MUNTHU WONSE
Ngakhale dziko lathu lili ndi mabungwe olamulira omwe cholinga chawo ndikuwonetsetsa kuti zotsatsa ndi zolondola komanso zowongoka kwa ogula aku America, gulu limodzi limazemba malamulo otsatsa: maloya ovulala. Gululi likudzaza mawayilesi ndi intaneti ndi zotsatsa zomwe zikupanga zonena zopanda umboni kapena zophatikizika kuti zikope omwe angakhale odandaula kumilandu zomwe zimapangitsa maloya ovulalawa kukhala mamiliyoni.
Tonsefe timadziwa zotsatsa zowopsa zomwe zimachenjeza za ngozi zaumoyo kapena mndandanda wautali wazotsatira ndikulonjeza kubweza ndalama kwa odwala. Komabe zotsatsa zapamilandu zokopa chidwizi siziwulula mwayi wochepa wokhala ndi zotsatira zoyipa zaumoyo. Ndi chifukwa malonda amilandu sakhala ndi mulingo wofanana wa uyang'aniro wolondola ndi kuwululidwa monga kutsatsa kwamafakitale ena.
Kusiyanitsa kumaonekera mukayang'ana momwe zotsatsa zina zokhuza chithandizo chamankhwala zimalamuliridwa. Bungwe la Federal Trade Commission (FTC) limayang'anira zotsatsa zonse zamakampani zomwe zingakhudze thanzi la ogula, ndikuumirira kuti zotsatsazi ziyenera:
Ngakhale zotsatsa zodzikongoletsera zimayendetsedwa mosamalitsa kuposa malonda amilandu. Zotsatsa zodzikongoletsera zimatsatiridwa ndi malamulo otsatsa omwe FTC amagwiritsa ntchito mafakitale ena (mwachitsanzo, chilungamo, mothandizidwa ndi umboni, osanyenga, ndi zina zotero.) Malamulowa alipo pazifukwa, ndipo malonda a loya wovulala ayenera kuchitidwa mofanana. miyezo monga amafunira otsatsa ena.
Pali vuto kulola zotsatsa zamilandu kuti zipitilize kunena zosokeretsa � zitha kukhala zowopsa kwa ogula, omwe amamva mobwerezabwereza zolengeza zakutchire, zosayendetsedwa. Ogula aku America adzazidwa ndi zotsatsa za loya wovulala "sitingathe kuwathawa. M'malo mwake, m'dziko lonselo, maloya ovulala omwe amawononga ndalama zokwana $75 miliyoni mwezi uliwonse pakutsatsaku.
Chifukwa cha kuchulukirachulukira kwa malonda odzetsa manthawa, odwala akusiya kwambiri chithandizo chamankhwala chomwe dokotala wawo akukhulupirira kuti chingawathandize kwambiri ndipo sichingawabweretsere chiwopsezo chochepa. Anthu aku America akumvetsera zotsatsa zosayendetsedwa m'malo mwa madokotala awo, zomwe zimakhudzidwa ndi madokotala. Ndi chifukwa chake aku America Medical Bungwe la Association, lomwe limaimira madokotala ndi ophunzira zachipatala oposa 200,000, linalimbikitsa kuti malonda a milandu abwere ndi chenjezo lakuti odwala ayenera kukaonana ndi dokotala asanasiye kumwa mankhwala.
Nkhani yaposachedwa, �Ma inshuwaransi a zaumoyo akuopa kuti maloya oyeserera ku Texas akufuna mabiliyoni, koma maloya akuti "hype" (Marichi 30), ikuwonetsa momwe kuphatikiza kwa data yayikulu ndi chisamaliro chaumoyo kungapangire mgodi wa golide kwa maloya ovulala.
Chifukwa chake, ogula akadwala kapena ovulala ataimbira foni kuchokera kwa loya, osati dokotala, Texans Against Lawsuit Abuse ikulimbikitsa kuchenjeza kudzera mu Sick of Lawsuits yatsopano (www.sickoflawsuits.orgkampeni. Anthu akuyenera kudziwa za ndalama zambiri zomwe zimagwiritsidwa ntchito potsatsa malonda a pawailesi yakanema komanso pa intaneti.
�Musalole loya akhale dokotala wanu, � ndi upangiri wanzeru ndipo china chake TALA ikugwira ntchito kuwonetsetsa kuti Texans akumva ndi kuchitapo kanthu. Zomwe malonda amilandu samanena zitha kukhala zovulaza. Zikafika pamilandu yokhudza thanzi la munthu, ogula ayenera kuyang'ana gwero mosamala.
Jennifer Harris, Austin, Texans Against Lawsuit Abuse (monga lofalitsidwa ndi Dallas Morning News)
Fufuzani pamndandanda wamawu okwera mtengo kwambiri osakira pa Google ndipo mupeza mawu ngati �Maloya apamwamba kwambiri ovulala ndi � loya wa ngozi ya El Paso.� Kafukufuku waposachedwa ndi US Chamber of Commerce's Institute for Legal Reform, kapena ILR, idapeza kuti zina mwazotsatsazi zimawononga maloya ovulala pafupifupi $700 nthawi iliyonse wina akadina.
Mtengo waukulu uwu ndi chizindikiro cha kukula komwe kuyenera kuvutitsa Texan aliyense yemwe amaona kukhulupirika kwa dongosolo lathu lachilungamo. Kuchulukirachulukira kwa malonda osocheretsa a maloya ovulala kukuika umbombo patsogolo pa chilungamo. Kuphatikiza apo, mchitidwe wachinyengowu ukhoza kutsekereza makhothi ndi milandu yokayikitsa, kuchedwetsa kapena kukana chilungamo kwa omwe ali ndi milandu yovomerezeka.
Malinga ndi kafukufuku wa ILR, maloya ovulala ku US akuyembekezeka kugwiritsa ntchito ndalama zokwana $892 miliyoni pakutsatsa pawailesi yakanema mu 2015, kuchokera pa $531 miliyoni mu 2008. maloya ovulala ndizofunikira kwambiri pachitetezo cha ogula komanso moyo wabwino.
Kafukufuku waposachedwa waku US chamber adayika mizinda ingapo yaku Texas pamwamba pazamalonda azamalamulo ovulala. Kukula kwa 68 peresenti kwa otsatsa malonda ovulala pawailesi yakanema m'zaka zisanu ndi zitatu zapitazi kwawonekera kwambiri ku Houston, komwe kuli pakati pa misika 10 yapamwamba pawailesi yakanema yaku US pakutsatsa kwa oweruza milandu mu 2015.
Monga ma Texans ambiri amadalira intaneti ndi wailesi yakanema kuti adziwe zambiri zaumoyo, ndikofunika kusiyanitsa pakati pa zinthu zothandiza ndi malonda osocheretsa a milandu. Malonda ambiri amayesa kuumba zisankho za ogula, kuwatsogolera kutali ndi madokotala komanso milandu yokayikitsa.
Ogwiritsa ntchito ayenera kumvetsetsa zomwe zimayambitsa kutsatsa kwa loya wovulala. Maloya ovulala pawokha akuchita zofuna zawo zokha, zomwe nthawi zambiri sizikhala zothandiza kwa odwala. Ma Texans akuyenera kusamala ndi maloya ovulala komanso olemba anzawo ntchito omwe amalumikizana kuti akulitse maakaunti awo aku banki. Si chinanso kuposa kuthamangitsa ambulansi. �
Ogula omwe ali ndi mafunso okhudza chithandizo chamankhwala ndi thanzi lawo ayenera kufunsa dokotala wawo, osati loya wovulala. Kuonjezera apo, odwala ayenera kusamala ndi zoyesayesa zilizonse za loya wovulala kuti awaperekeze kwa dokotala wina.
Kutsatsa kosokeretsa kuvulazidwa kumatha kuyika thanzi la anthu pachiwopsezo. Komabe, pali njira yopewera zotsatira za mchitidwe wadyera umenewu.
Ali ndi zaka zopitilira 25 akuchiritsa odwala omwe adavulala kapena kukulitsa mkhalidwe wam'mbuyomu chifukwa chakuvulala kwangozi, mwa zina, Dr. Alex Jimenez ndi dokotala wodziwa bwino za chiropractic yemwe wathandiza anthu ambiri kuti achire thanzi lawo komanso thanzi lawo loyambirira. . Kuvulala kuntchito kungakhale komvetsa chisoni ndipo Dr. Jimenez, pogwiritsa ntchito ndondomeko ya malipiro a ogwira ntchito, angathandize.
Maloya a ngozi yapantchito ku El Paso, Texas, ndi El Paso County, Texas, ovulala pantchito amadzipatulira kuti awonetsetse kuti ogwira ntchito ovulala alandila chipukuta misozi chomwe amayenera kulandira atavulala pantchito kapena kuvulala pantchito.
Ogwira ntchito mozungulira El Paso, TX ndi kudera lonse la El Paso amavulala tsiku lililonse pamene akugwira ntchito zofunikira kuti aziwotcha makampani akuluakulu, olemera. Ogwira ntchito nthawi zambiri amavulazidwa pamalo omanga a El Paso, mafakitale opanga mafakitale, oyeretsa, kapena malo ochitira misonkhano. Kuphatikiza pa zonena zina zosiyanasiyana, malamulo a boma amapereka chipukuta misozi kwa ogwira ntchito, omwe amadziwika kuti �workers comp,� kuthandiza ozunzidwa ndi mabanja awo m'nthawi zovuta zino.
Kuwonetsa Zolakwa Sikofunikira
Mosiyana ndi zonena zachisawawa zomwe zimafunikira kuonetsa zolakwika, ngati mukuvulala mukakhala "ntchito ndi kuchuluka kwa ntchito" kuntchito ku El Paso, Texas, muyenera kulandira malipiro a antchito anu a El Paso (chiwongola dzanja) ndi zamankhwala anu. ndalama zolipiridwa mosasamala kanthu za amene anavulaza ntchito yanu kapena momwe zinachitikira.
Ngati inu kapena wokondedwa wanu mwavulala pa ntchito ku Texas, ndiye kuti inu kapena wachibale wanu wovulala muyenera kulipidwa ndi chipukuta misozi. Workers' comp ndi ndondomeko yovomerezeka yoperekedwa kulipira wogwira ntchito wovulalayo ngakhale atakhala ndi vuto la 100% chifukwa chovulala. Ndiko kuti, wogwira ntchitoyo amalandira malipiro chifukwa cha kulumala kwawo ndi chithandizo chamankhwala ngati avulala kuntchito mosasamala kanthu za gawo lawo pa kuvulala, ndipo ngakhale kuvulala kunachitika chifukwa cha kulakwa kwa wogwira ntchitoyo.
Ku Texas, malamulo olipira antchito amapezeka mu Texas Workers� Compensation Act - Mutu 5 - Texas Labor Code - Chaputala 401-506. Kuphatikiza apo, mutha kupeza zambiri zothandiza komanso zaposachedwa za malamulo a chipukuta misozi kwa ogwira ntchito ku Texas patsamba lomwe limasungidwa ndi dipatimenti ya inshuwaransi yaku Texas, Workers� Compensation Division.
Ngati inu kapena okondedwa anu munakhudzidwa ndi ngozi ya ku El Paso, TX, chonde lemberani m'modzi mwa oyenerera ogwira ntchito ku El Paso'othandizira oweruza omwe akutumikira anthu ovulala m'madera onse a El Paso ndi El Paso County.
Texas Workers� Maofesi Olipirira Malo a El Paso ali pa:
El Paso Divisional Office
El Paso State Office Building
401 East Franklin Avenue, Street 330, El Paso, TX 79901-1250
(915
Federal Worker's Compensation Law - El Paso County Postal & Federal Workers
Woyimira milandu wa El Paso atha kukuthandizani m'njira zambiri, ndipo adzagwira ntchito kuti atsimikizire kuti mukulipira chipukuta misozi motsatira lamulo loyenera komanso njira zoyenera. Mwachitsanzo, woyimira mlandu wanu wa El Paso adzawonetsetsa kuti ogwira ntchito m'boma avulala pantchito akufuna kuchira pansi pa malamulo aboma.
Monga pansi pa ndondomeko ya chipukuta misozi ya ogwira ntchito m'boma, malamulo a federal amapereka ogwira ntchito m'boma ovulala, monga ogwira ntchito ku positi, malipiro ovulala omwe achitika kuntchito kapena chifukwa cha ntchito yawo ndi boma. Dongosolo la chipukuta misozi la ogwira ntchito ku federal limayendetsedwa ndi Dipatimenti Yogwira Ntchito. Dipatimenti Yoona za Ntchito imayang'aniranso lamulo la Longshore and Harbour Workers� Compensation Act (LHWCA), lomwe limapereka chipukuta misozi kwa anthu okhala m'mphepete mwa nyanja ndi ena ogwira ntchito ngati avulala pantchito. Ngati ndinu El Paso County wokhalamo ogwiritsidwa ntchito ndi boma la federal ndipo mwavulazidwa kuntchito, muyenera kulankhulana ndi alangizi a ngozi ya ntchito ya El Paso kuti mukambirane za ufulu wanu lero.
Dipatimenti ya US Department of Labor imati ofesi yotumikira dera la El Paso ili pa:
Malamulo aku Texas nthawi zambiri safuna kuti olemba anzawo ntchito azipereka chipukuta misozi. Olemba ntchito anzawo omwe atuluka m'dongosolo la chipukuta misozi la ogwira ntchito m'boma amatchedwa �osalembetsa.� Olemba ntchitowa akhoza kuimbidwa mlandu mwachindunji pa zomwe zimatchedwa � non-subscriber claim. chifukwa wogwira ntchitoyo amapereka ufulu wawo wonena cholakwa chilichonse kwa wogwira ntchito wovulalayo (wodandaula) ndipo akhoza kutsutsidwa chifukwa cha kuvulala kokhudzana ndi ntchito. Ogwira ntchito m'dera la El Paso omwe amagwira ntchito kwa olemba ntchito omwe sanalembetse nawo akhoza kuimbidwa mlandu chifukwa chovulala, kukhoti kapena kudzera mukutsutsana. Zonena izi zimaperekedwa mwachindunji kwa abwana chifukwa cha kunyalanyaza kwawo; Komabe, ngati mumagwirira ntchito osalembetsa, muli ndi mwayi wokulirapo malinga ndi ufulu wanu wolandira chithandizo choyenera chamankhwala, chipukuta misozi pamalipiro otayika, komanso kulumala kulikonse komwe mudakumana nako, kuphatikiza paufulu wanu woyambitsa kuvulala mwachindunji. chifukwa cha kusasamala kwa abwana.
Lumikizanani ndi loya wa ogwira ntchito ku El Paso kapena loya wina wa ogwira ntchito ku El Paso County lero kuti akupatseni upangiri wokhudza kuvulala komwe kumachitika panthawi yolembedwa ndi olemba ntchito omwe sanalembetse.
Chifukwa Chiyani Muyenera Kulumikizana ndi El Paso Workers� Woyimira Malipiro?
Ngati mukuvutika ndi kuvulala kokhudzana ndi ntchito, musazengereze kulumikizana ndi loya wodziwa ntchito za ngozi ya El Paso yemwe angakuthandizeni kukonza zomwe mukufuna. Anthu amavulala kuntchito tsiku lililonse, ndipo nthawi zambiri zimawawawa komanso kuwataya malipiro awo komanso kulumala. Oyimira milandu a El Paso amavomerezedwa kuti azichita pamaso pa makhothi a boma ndi feduro ku Texas, koma, chofunikira kwambiri, amakhala ndi chidziwitso pakusamalira madandaulo a antchito ngati anu. Woyimira chipukuta misozi wa El Paso kapena El Paso County, Texas atha kufulumizitsa ntchitoyi ndikukuthandizani kuti mupeze ndalama zanu mwachangu komanso popanda chisokonezo kapena zovuta.
Zovulala zokhudzana ndi ntchito zimagawika m'magulu awiri:
Kuvulala komwe kuli, kapena kuyenera kukhala, kulipidwa kwa wogwira ntchito kapena inshuwaransi ya chipukuta misozi; kapena
Lamulo lachipukuta la ogwira ntchito ku Texas limapatsa antchito ovulala m'dera la El Paso mitundu ina ya ndalama komanso zopindulitsa zachipatala. Pansi pa malamulo aboma, abwana anu kampani ya inshuwaransi ikuyenera kukulipirani izi zopindulitsa zachipatala pa chithandizo chonse chofunikira komanso phindu lakulipirani malipiro anu otayika. Komabe, makampani a inshuwaransi nthawi zambiri amafuna kuletsa anthu oyenerera, olimbikira ntchito zawo zolipira chipukuta misozi. Umu ndi momwe makampani a inshuwaransi amapezera phindu: amatolera ndalama za inshuwaransi pomwe akukana kulipira phindu ngati kuli kotheka. An odziwa El Paso, TX antchito comp loya ali ndi luso ndi luso kulimbana ndi makampani inshuwalansi kuti inu ndalama muyenera. Lumikizanani ndi mmodzi wa maloya a El Paso ogwira ntchito omwe alembedwa patsamba lino kuti akuthandizeni kupeza chindapusa.
Makamaka, maloya a El Paso ogwira ntchito atha kukuthandizani m'njira izi:
Yesetsani kukupezani chipukuta misozi chandalama zapamwamba kwambiri malinga ndi lamulo.
Kuthetsa Mkangano pa Malipiro Achipatala
(512) 804-4812
Kuonjezera apo, ngati mukufuna kunena za kuphwanya chitetezo kuntchito zomwe zapezeka chifukwa chovulala, manambala a foni awa ndi ma adilesi a imelo angakhale othandiza:
Mwaona nkhani nkhani, anamva malipoti, ndipo anaphunzira za zoopsa, koma inu sanaganize kuti zingakuchitikireni. Mwadzidzidzi, ndinu m'modzi mwa anthu omwe mudawawona pawailesi yakanema, ovulala moyipa pangozi yagalimoto, pagalimoto yama 18 kapena galimoto yamalonda, pangozi yakuntchito, kapena ndi chinthu chowopsa. Ndizochitika zochititsa mantha. Mukakhala ovulala komanso mukuchita mantha, simudziwa yemwe mungamukhulupirire kapena momwe mudzalipire pazowonongeka zonse zomwe mukukumana nazo. Moyo wanu wasintha, ndipo tsopano mukukakamizika kulimbana ndi zotulukapo zakuthupi, zamaganizidwe, ndi zachuma. Si zachilungamo, koma pali zomwe mungachite kuti mupeze chithandizo. Pezani Thandizo Kuchokera kwa Maloya Athu Ovulala aku Texas Kuti Muzitha Kungoyang'ana Pakuchira Kwanu, Osati Kulimbana ndi Makampani a Inshuwaransi Wayne, Wyatt, ndi gulu lonse la Wayne Wright LLP akumvetsetsa zomwe mukutsutsana nazo. Pokhala ndi zaka zambiri zomenyera anthu ovulala m'dziko lonselo, maloya athu amadziwa zomwe zimafunika kukuthandizani kuti mupeze zotsatira zabwino kwambiri zitachitika zoopsa ngati izi. Mukamagwira ntchito ndi gulu lathu, chinthu chokhacho chomwe muyenera kuyang'ana ndikuchira kuvulala kwanu. Sangalalani pomwe loya wanu akukumenyerani kukampani ya inshuwaransi, ndikumenyera dola iliyonse yomwe ikuyenera kukulipirani.
Dr. Alex Jimenez DC, CCSTchidziwitso:
Anthu ambiri akachita ngozi yagalimoto, nthawi zambiri amasokonezeka ndi zomwe akuyenera kuchita atawonongeka ndi kuwonongeka kwa magalimoto awo. Gulu la Wayne Wright LLP ndi gulu la maloya abwino kwambiri omwe amayang'ana pa zosowa za wozunzidwayo, kuwathandiza kupeza chithandizo chomwe akufunikira. Kuti mudziwe zambiri, chonde omasuka kufunsa Dr. Jimenez kapena tilankhule nafe pa (915) 850-0900.�
